This option invests 100% in defensive assets.
To outperform the annual rate of inflation (CPI) and the UBS Australia Bank Bill Index (net of tax and fees).
Most suitable for members whose most important consideration is that there is little chance of a negative return or who wish to seek a small premium over the Cash option for a low level of risk.
Risk Band: 1
Risk Label: Very Low
This option provides long-term security but do not expect any significant growth over inflation. It has a very low risk of short-term losses. A negative annual return is very unlikely.