This option targets to invest approximately 50% in growth assets and 50% in defensive assets.
Investment objective (after fees and taxes over rolling 10-year periods)
To outperform the annual rate of inflation (CPI) by around 2% pa.
Most suitable for members who are willing to accept a medium risk of a negative return in any one year.
Minimum suggested investment timeframe
Approximately five years
Standard Risk Measure
Risk Band: 4
Risk Label: Medium
Risk versus return
This option targets an even mix of growth and defensive assets. It offers a balance between expected long-term returns and the risk of a negative return in any one year. A negative annual return is anticipated on average 2-3 times every 20 years but negative returns may be more or less frequent.
Target Asset Allocation
Note on 1 July 2016, the investment strategy for the Moderate option changed to be more growth oriented. For current information on the Moderate option, visit www.maritimesuper.com.au or download the Investment Supplement.